How to disable Apple Pay when iPhone and Apple Watch are lost or stolen

How to disable Apple Pay when iPhone and Apple Watch are lost or stolen

Apple Pay is probably the most worrying issue for users of lost “Apple” devices. So how to turn off Apple Pay when losing iPhone and Apple Watch? The article will guide you in detail step by step.

Losing your phone is terrifying, not only because it’s such a valuable asset, but also because of the risk that someone could access your personal information, such as Photos or Apple Pay.

While the Apple Pay service is very secure and does not work without Touch ID or Face ID, users should make sure to disable Apple Pay from lost iPhones and Apple Watches. This will improve safety and prevent more critical risks from occurring.

After Apple Pay officially launched in Vietnam, users can add cards to Apple Wallet and make Apple Pay payments with iPhone and Apple Watch. Therefore, knowing how to deactivate Apple Pay remotely is also something users should know to ensure safety.

In this article, let’s find out methods to remotely disable Apple Pay, in case the device is lost or stolen.

Table of Contents

Disable Apple Pay when iPhone is lost

Use the Find app

Users can remove Apple Pay from their iPhone using other Apple devices linked to the Find My app. So first, set up another iPhone from your family or friends. To turn off Apple Pay, do the following:

Open the application Find, Select lost iPhone and swipe up.
Press Activate in section Marked as lost.
Click Continue.
If your phone doesn’t have a passcode lock, do so Set new password. Then enter it again to confirm.
It will ask for a replacement number so anyone who finds that iPhone can contact the owner. Alternatively, leave a message on your device’s screen for added convenience.
Finally, choose Activate from the top right corner.

This action will suspend all Apple Pay-related cards on the lost iPhone. If there was previously a passcode on the iPhone, it will immediately activate the device lock.

Use iCloud

If you don’t have access to any iPhone, you can still mark your iPhone as lost from the iCloud website.

Open iCloud.com/find on your computer and Sign in with Apple ID and password.
From the device list, Select lost iPhone and click Lost mode. It will disable Apple Pay and lock the iPhone with a passcode.

People can also add another phone number and a message so the person who finds the device can see it. If you find your iPhone, enter the generated passcode to reactivate Apple Pay.

Remove card details from the Apple ID website

From the Apple ID website, users can delete cards associated with Apple Pay without turning on Lost Mode. This means users don’t have to contact their card issuer to suspend the card from Apple Pay.

Open appleid.apple.com in your browser and Sign in to Apple ID yours.
Scroll down to see the devices associated with your Apple ID from the account page.
Afterward Select lost iPhone and press Delete card from the menu.
If there are multiple cards linked to Apple Pay, select them Delete all tags.

A pop-up will ask for confirmation, at which point people need to choose Erase. This will remove the credit card from Apple Pay after a few minutes. Users will have to re-enter credit card details after getting their iPhone back.

Disable Apple Pay when you lose your Apple Watch

Use Find

If Apple Watch is lost or stolen, users need to put Apple Watch in lost mode to temporarily suspend the ability to pay with the watch.

To mark a lost watch, open the app Watch > select All watches > press i next to the lost watch > tap Find Apple Watch > press Activate dumbbelli Mark as lost.

Use the Apple ID management page

Sign in to appleid.apple.com with your Apple ID and remove the ability to pay with credit and debit cards in Wallet. In the area Device, Select lost watchthen click Delete all in Apple Pay.

In addition, users can also call the card issuer to request to block the card immediately.

Tips to prevent Apple Pay abuse when losing your iPhone or Apple Watch

Always turn on the “Find” feature (Find My): This is the most important security and recovery tool. Keep this feature turned on so you can remotely lock your device, track your location, and quickly disable Apple Pay.
Use strong device passcodes: Avoid using simple passwords like 1234, 0000 or year of birth. Use a longer passcode that includes both letters and numbers for added security.
Set up instant banking notifications: Transaction notifications will notify you as soon as a payment is made. Choose to receive email notifications so you can check anytime, anywhere; This helps you react quickly to suspicious activities.
Regularly check the devices associated with your Apple ID: Periodically check which devices are connected to Apple Pay. Go to Settings > [tên của bạn] and view the device list, then delete the devices you no longer use.
Enable two-factor authentication (2FA): Two-factor authentication adds an extra layer of security. Even if someone knows your password, they can’t log in without the authentication code. Come in Settings > [tên của bạn] > Sign in & Security to enable Two-Factor Authentication.